What is Funeral Cover?

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What is Funeral Cover?


Funeral cover or, funeral insurance is a term often used in South Africa. Not everybody understands what this kind of coverage does. It’s interesting to know that this is a critical insurance product. On this page, we will look at what a funeral policy is all about.

Firstly, we know everybody will die. It’s not a nice thing to think about in general. Although, it’s vital to keep this in mind. Not to be negative, to be prepared. Death can happen at any time. You don’t have to be old to die. Older people might be more susceptible to death because of natural causes. However, young people might die because of an accident. Death does not care your age, race or gender. If it’s your time, it’s your time.

Secondly, not everybody can afford a deserving burial. There are a lot of things you will need to acknowledge. Let us look at some of the things you will have to consider. When you arrange a burial, you will have to look at things like:

1. Tombstone
2. Coffin
3. Pamphlets
4. Mortuary Costs
5. Venue
6. Hearse
7. Musicians
8. Fresh Flowers
9. Catering, etc.

Mentioned above is just some of the things you will have to remember. Most services will need money. Not everybody will have a couple of thousand ready to bury a loved one. It can be a very costly event. The average AVBOB funeral is more than R12 500. This cost is for a basic service. It can cost a lot more.

Importance of Funeral Insurance

A funeral plan will make money available when you need it the most. You can select how much you want to insure the person. AVBOB will release this amount to your beneficiary. The person in charge can use the money to make all the arrangements. Any money that remains will go towards the family.

Let’s look at a basic breakdown. Let’s use the age between 26 – 40 for yourself and your spouse. For R10 000 cover each, it would be around R95 per month. There will be a waiting period only for natural causes. This waiting period is a standard industry six moth. So if you claim after six months, the R10 000 AVBOB will release the money to your beneficiary. Death due to an accident will get cover from the first premium. The amount will also double to R20 000. This benefit is almost like an accidental death policy. It’s standard with all AVBOB polices.

AVBOB Funeral Services

Most providers will have extra benefits to make their product better. AVBOB is one of the only providers that will arrange the funeral on your behalf. They will even give you up to R4000 discount on your burial if you use their service. You don’t have to make use of them. You can take the cash payout. However, we strongly urge you to consider using them. They offer almost every service you need in-house. They are experts in the industry and understand the business.

At AVBOB, you know you get quality services and products. They have been for almost 100 years. They have had more than enough time to figure out how to offer excellent service.

AVBOB Funeral Cover Quote

We offer clients a free AVBOB funeral cover quote. All quotes are by InShoor™ – FSP# 43216. It does not cost you extra to use our service. If you are happy with your no obligation quote, we can arrange your cover at no additional costs. To get started, please complete our contact form to get a call back from one of our friendly consultants. We will get back to you as soon as possible. Visit AVBOB Home Page Now





One Response

  1. Theti Sithole
    July 17, 2017

    hi please help I need a cover for my sis age 43 and mum age 83 . can u help me please

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