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AVBOB | Funeral Cover Quote

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Firstly, AVBOB has more than 2 million policyholders nationwide. With a total of around 6 million lives insured, they cover about 10% of our nation. As a result of this fantastic achievement, they protect a massive part of our deserving population.  Importantly, they are known as a mutual society. A mutual society means you are not just a policyholder. Policyholders are also stakeholders in the company. This provider has paid out more than 8 Billion Rand in special bonuses to policyholders. They make the payout in the form of both cash and free benefits. Lastly, on this page, we will look at all the other details about the product and company.

Corporate Social Responsibility

One of the main reasons we love this brand is the amount of support they give the community. Did you know they regularly donate libraries and upgrade under privileged schools? It’s important to know your premiums go to good use. Above all, they care about the community and uplift where they can. This is a strategy we can get behind. Remember, there are a lot of people who need help, therefore we appreciate everything they do for the community.

Trusted Insurance Brand

Above all, they are by far the majority of our new business. However, it’s not by coincidence. Because AVBOB has been around for 100 years, they know what they are doing.  Knowing this, you should have the peace of mind that you can trust them with your policy. Joining them is like entering a loving family. They take care of your all memorial needs. Nobody wants to stress when it’s time to claim, therefore, always opt for a trusted provider.

Free Discount & Policy Benefits

The good news is they offer almost all the services need in-house. With this full service, you can arrange everything you need from one place. AVBOB offers many discounts to policyholders. As a matter of fact, they will give you up to R16 000* in free discounts just for using them for the service. Many other discounts are also available if you make use of them for the arrangements. For example, you can get a gravestone, coffin, flowers, and even booklets directly from them. They are very flexible and can also do catering at your home. It all depends on your needs.

One of the most significant advantages of their product is the hassle-free approach. Nobody wants to struggle in a time of need. If you have all the services you need from one provider; you can get things done quickly and effectively. The great news is it does not cost you an arm and a leg to join. Read More

Choose Between Cash or Cash & AVBOB Services

They are the only provider that will give you the option between cash only, or cash and services. As a rule, options are always helpful on insurance products. It is a significant benefit on any funeral plan. There is nothing worse than making arrangements for a funeral when you are grieving.  Getting help with the process can relieve a lot of stress. Much needed help will give you and your family the peace of mind you deserve.

Cash Only Option

It’s important to understand that you do not have to use them for the funeral service. Also, if you prefer to take the money without any services, you can. We strongly suggest you make use of them for the service to get all the free benefits & Discounts. Read More

About InSHoor™

By the way, we got the award for top AVBOB broker nationally every year from 2012 to 2017. The reason for this reward is because all our staff members have a passion for this provider. We love the brand and trust you will be happy with their products and services. About Us

Final Words

They offer their clients a fantastic service at an affordable rate. They are the only provider who offers a complete burial service. AVBOB can arrange the entire burial for you. Many faithful South Africans trust them. You can get up to R50 000 cover from as little as R37 per month. Apply Now 

To get started, complete a contact form. Let us give you a free no obligation quote today!


Reasons to Choose AVBOB

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You decide the cover amount for each person on your AVBOB policy. You can amend each person until you are 100% satisfied. Cover starts from just R37 p/m.

With AVBOB, you get many free funeral services. You get a free benefits up to R16 000* over and above your payout. This includes use of hearse, tents, grave site, transportation of deceased & use of mortuary, etc.

With AVBOB, you get a 15% addition on the sum assured on the main life which, if needed, can be converted into a FREE six-month Retrenchment Benefit.

You get a FREE upfront cash payment of R2 000 for initial expenses* – This is to help with some of the initial cost like traveling & airtime. This is over and above your insured cash payout.

Your payout will automatically double in the event of accidental death. There are no waiting periods for accidental death. You will be covered from the first premium.

You can cover as many of your own children as you want. On this policy, you only pay for the first child, the rest will be covered FREE!

Get a full years’ premiums back every 5 claim years you don’t claim.

Once all the claim documents are submit, payouts occur within 48 hours.

Acceptance guaranteed. No health questions or blood tests are required for funeral insurance.

When it’s time to log a claim, the beneficiary can choose cash only or cash with benefits. AVBOB can arrange the funeral on your behalf. This is very easy and effective. All remaining money will still go to the family. You chose the services you need.

AVBOB will transport the deceased anywhere in South African borders. This is included in the free policy benefits.

AVBOB offers a wide range of additional services including, catering at home or church, family cars, Inkomo, fresh flowers, etc.

With around 200 branches all over South Africa, you can rest assured there is a branch near you. You do not have to look very far to find your nearest AVBOB branch.


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Why Choose AVBOB

Why Should You Use AVBOB?

Firstly, there are many great reasons why we suggest them to our clients. We have sold 1000’s of their funeral plans to date. We know for a fact that our clients are extremely pleased with their service. One of the biggest reasons we believe they are so effective is because they offer a complete solution. Remember, your beneficiary will have the option to take cash only.

Secondly, if you choose to make use of them for the service, they can arrange everything for you. The family members you leave behind will not have to struggle to organize a dignifying memorial. They are currently one of the biggest dedicated providers in SA. Above all, you can get everything from a coffin, tombstone, catering and fresh flowers directly from them.

Benefits & Discounts on a Funeral

Lastly, there are many other reasons why we love AVBOB.  For example, policyholders also get many free benefits if they use them to arrange the funeral for them. The free funeral service includes up to R16 000* in discounts. The extra payout means there can be additional funds available for your deserving family.  Keep in mind; the discounts apply to all the members on the policy. Considering the high cost of a burial, saving money is essential.

They are also one of the companies in South Africa that truly give back. Not everybody knows this, they do more for the community than most large companies. In recent times, they have helped to uplift more than 30 schools so far. They regularly sponsor libraries and help where they can. It’s the kind of pay it forward thinking we like to see in SA.

AVBOB Advantages
  • Provider with a Great Track Record

  • Affordable Options Available

  • Includes Funeral Services

  • More than 200 Offices Nationwide

  • One Stop Funeral Service Solution

  • No Medical Examinations Required

  • Accidental Death Cover is Included

  • Pay only for 1 Child, the Rest are Free

  • Up to R50 000 Cover Per Person

  • Premiums From Just R37 p/m
How Much Does it Cost?

AVBOB Premiums Explained

Every free quote we offer is unique. There is not a single price for every policyholder. It depends on a couple of things. Firstly, the most critical factor is your age. The older you are, the more it will cost. The second most important thing is the amount of cover. You can choose from R5000 to R50 000. The higher the cover levels, the higher the cost. The last thing is how many people you include. Also, you can have different cover levels for every person you add. Individual premiums allow you to amend the premium to make sure it is affordable.

When we do your free AVBOB quote, we help you structure the policy to be as relevant as possible. You can get your policy from as little as just R37 p/mRead More

Free No Obligation Quote

Most importantly, we know how to structure your policy. Your dedicated agent will do their best to help you find the right product for your needs. Once you complete a contact form, we assign an agent. This agent will be with you every step of the way. Also, you will speak to the same consultant from start to finish. We are ready to assist you today!

About Our Humble Service

FuneralCoverME is a proud initiative by InShoor™, a registered financial services provider FSP# 43216. InShoor™ was rewarded the top AVBOB broker nationally every year from 2012 to 2017. We help you find you affordable funeral cover quotes without any cost.

Even if you decide to take the policy, we arrange your funeral plan at no additional cost.  Funeral insurance is our passion. We sign up 1000’s of satisfied new clients every year. Using our service is easy and convenient. All you need to do is complete a basic contact form. We will assign a dedicated agent to take care of all your needs.

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AVBOB Benefits Explanied


R2000 Cash Upfront


Free Funeral up to R10 000*


Custom Catering


Cashback Benefit


Accidental Death Benefit


Retrenchment Benefit

Modern Hearse Icon

Use of Modern Hearse


Use of Cooling Facility

List of Benefits
  • Cover from R5 000 up to R50 000
  • Free basic funeral included up to R10 000*
  • No medical examinations or questions
  • Guaranteed your acceptance
  • Transportation of the deceased anywhere in SA
  • Funeral arrangements (free and optional)
  • Use of the mortuary
  • 6 Month waiting period only for natural causes
  • No waiting period for accidental death
  • Use of artificial grass around grave site
  • Free Retrenchment benefit*
  • Use of modern hearse
  • Double payout for accidental death
  • Claims paid within 48 hours*
  • Pay only for one child, the rest are free
  • Cash back after 5 year*
  • Free benefits available to all insured lives
  • Registration of Death at Home Affairs
  • R2 000 Cash upfront*
  • Flower arrangement on coffin
  • A personalized name plate on coffin
  • Use of a tent and chairs at grave site
  • Local phone calls to family and friends
  • Use of lowering device at the grave site
Optional Benefits
  • Arrangement for catering at home or church
  • Conduct funerals over weekends to policy holders
  • Arrangement for chairs at the grave site or church
  • Arrangement for fresh flowers at the church
  • Placement of funeral notice in your local newspaper
  • Arrangement for family cars
  •  Physical grave / cremation fees
  • Arrangement for additional house tent
  • Tombstone erected on the day of the funeral
  • Arrangement for modern hearse
Optional Benefits
  • SABS approved coffin manufactured in-house.
  • Specialised flower types and colours when designing the wreaths.
  • Metal caskets are available in various colours.
  • AVBOB one of South Africa’s leading tombstone manufacturers.
  • Multicultural products are available to suit all cultures.
People-I-Can-Cover-with-AVBOB 2018

Types of AVBOB Funeral Cover


Extended Family Cover

Firstly, you can protect yourself, your direct and extended family members. Also, the policyholder can include almost every member of their family. In particular, you can insure up to six extended family members under one policy. Remember, you only pay for one child; the rest will be free. You can cover your spouse, parents and even siblings. With this fantastic provider, you can include a wide range of relatives under the same policy. Each member can have a different cover amount; hence you can control the cost of the plan.

Examples of Who You Can Add

  • Brothers & Sisters
  • Grandparents
  • Uncles & Aunts
  • Cousins & Nieces. Etc.

Secondly, each person will have their own cover amount. You can chop and change amounts until you are 100% satisfied with the monthly cost. At the end of your quote, all premiums are combined into one monthly payment. AVBOB understands that there are many single income households. Therefore, they allow you to cover family members who can’t afford a policy.Read More

Get A Policy Today

Lastly, let us help you design a plan that will give you and your family peace of mind. It’s important to know you and your family are in great hands. Don’t wait until it’s too late.


AVBOB Cashback Option

In short, with AVBOB, you can choose a cashback option. What this means is you can get money back every couple of years. Similarly, it’s almost like a basic savings plan. Remember, if you do not claim for five consecutive years, you get back a full year’s premiums. This payback is one of the many ways they want to thank you for your loyalty. For example, you can use the money for education, groceries or even that new flat screen TV.

Remember, this is one of the many benefits of using a well-established provider. Consequently, getting money back on insurance premiums is excellent. Read More


Individual Cover

First of all, every individual must have some form of policy. Keep in mind, even if you are an individual, somebody must pay for your funeral. Making sure you plan for this event is essential. Death does not discriminate and can happen to any of us on any day.

The good news is you can always make changes to your policy later. Therefore, if you want to add a spouse or children, you can do this later. An individual funeral plan is not very expensive. It’s a great way to make sure you take care of your finances. Also, you can select your beneficiary according to your needs. Your family will be happy with your decision to be responsible. Let us help you find the best possible plan for your needs. Apply Now

Group / Employee

Group Insurance Quotes

With AVBOB, you can get a tailor-made funeral plan for various types of groups. Importantly, it does not matter if you have 10 or 10 000 members who need cover. At InSHoor™, we can assist your company in structuring a group funeral plan to fit your exact needs. The group holder can pay the full amount or a partial amount. Therefore, you can pay via stop order, or debit order. We can offer your company a free presentation. In addition, if you are satisfied, we can arrange your cover at no additional costs. Read More

Examples of Types of Group Cover

• Churches
• Government Departments
• Burial Societies
• Large Databases of People
• Big Corporations, etc.

If you are interested in more info, let us know. With this in mind, we can arrange a no obligation group presentation. Let us show you the value of this product. You will find this product beyond amazing, therefore, get some peace of mind today; it is the responsible thing to do. Funerals are costly; do not let your family struggle financially. Due to this, an AVBOB group funeral cover can make a deserving funeral possible. Read More Here.

Employee Funeral Cover

In short, we often hear horror stories of employees who do not have the funds to arrange a funeral. In this case, it is very likely that the employees will have to support each other financially to arrange a burial. Often, the employee’s family will often have to rely on financial support from the employer. Also, it might be viable to offer your employees burial cover as a group benefit. Above all, burial insurance is an incredible benefit that can enrich the lives of your employees. Importantly, it can also assist the company financially during difficult times.

Cost of Employee Burial Insurance

Remember, every employee plan is unique. To explain, it depends on the combined risk of the group. We submit the information of all the employees you want to cover. The provider will look at their ages, insurance amount, etc. Remember, the older the average age, the more it will cost. Keep in mind, this kind of insurance plan is a lot cheaper than a traditional policy. The main reason is that the risk is over many lives. Also, there are many ways you can set up the policy. Lastly, the employer can pay, or each group member can pay. Keep in mind, it does not cost an arm and a leg to join an employee funeral plan. Read More

Not Convinced Yet?

Let Us Give You A Call Back Today

Keep in mind; we have been around for many years. We know just about every burial policy out there; therefore, we know what’s best. Also, we believe that there are no better providers out there when it comes to funeral cover. This product caters for every need. You get the best of both worlds, a brilliant policy with a fantastic provider. Importantly, when you can trust a provider, you can worry less about claims. Lastly, consider the fact that you get almost every service imaginable from the same provider. Over and above that you get a free funeral of up to R11 000*

In fact, to get a free quote for AVBOB is very straightforward. Complete our contact form anywhere on our website. A friendly consultant from InSHoor™ will give you a call. Also, we will do our best to help you find the best cover amount at the most affordable rate. Keep in mind; if you are happy with your free quote, we will arrange your cover at no extra costs. That is right; it does not cost you anything extra to make use of our service.

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