AVBOB | Funeral Cover Quote

Read More About AVBOB
Official AVBOB Funeral Cover Logo


Firstly, AVBOB is a trusted funeral insurance provider in South Africa. Furthermore, with over 3 million policyholders and coverage for about 10% of the nation. They are a mutual society, meaning policyholders are also stakeholders in the company. It’s important to know that AVBOB has paid out over 8 billion Rand in special bonuses to policyholders, demonstrating their commitment to their customers. In this article, we will provide more details about AVBOB’s funeral cover product and the benefits they offer.

Corporate Social Responsibility

Firstly, AVBOB stands out for their commitment to supporting the community. They regularly donate libraries and upgrade underprivileged schools, ensuring that your premiums go toward good causes. Additionally, their dedication to uplifting the community is commendable, and it’s reassuring to know that your insurance provider cares about making a positive impact.

Trusted Insurance Brand

Keep in mind, with a century of experience, AVBOB has earned the trust of their customers. Their longstanding presence in the industry reflects their expertise and reliability. Choosing AVBOB means joining a loving family that takes care of all your memorial needs. You can have peace of mind knowing that you are with a trusted provider who will support you during the claims process.

Free Discount & Policy Benefits

Firstly, AVBOB offers a comprehensive range of services in-house, allowing you to arrange everything you need in one place. As a policyholder, you can enjoy numerous discounts, including up to R21,500* in free discounts just for using AVBOB’s services. From gravestones and coffins to flowers and booklets, they offer flexibility and can even provide catering services at your home. Lastly, to qualify for the free benefits, AVBOB must arrange the funeral on your behalf.

Hassle-free Approach

We understand that dealing with funeral arrangements can be overwhelming, especially during a time of grief. AVBOB’s hassle-free approach ensures that you have all the necessary services from a single provider. This convenience allows you to handle things quickly and efficiently. The best part is that joining AVBOB is affordable, providing you with peace of mind without breaking the bank. Read More About AVBOB Benefits

Choose Between Cash or Cash & Services

Most importantly, AVBOB offers a unique advantage of giving you the option to choose between cash only or cash and services. This flexibility is crucial when it comes to funeral plans. Having assistance with the funeral process can alleviate a significant amount of stress for you and your family. AVBOB understands this, and they provide options to meet your specific needs and preferences.

Cash Only Option

It’s essential to know that you are not obligated to use AVBOB for the funeral service. If you prefer to receive the money without any services, you have that choice. However, we highly recommend utilizing AVBOB’s services to take advantage of the free benefits and discounts they offer. Keep in mind that if you don’t use AVBOB for the arrangements, you won’t qualify for the free benefits of up to R21,500*. Read More About What Makes AVBOB Diffirent

About InSHoorâ„¢

We are proud to have received the award for the top AVBOB broker nationally every year from 2012 to 2018. Our staff members are passionate about AVBOB, and we believe in the brand’s products and services. We are here to assist you and ensure you have a positive experience with AVBOB. About Us – More ABout InShoor

Final Words

In conclusion, AVBOB provides an excellent service at an affordable rate. They are the only provider offering a complete burial service, taking care of all aspects of the burial process. Many loyal South Africans trust AVBOB, and you can get up to R50,000 in coverage for as little as R46 per month. Take the first step by completing a contact form to receive a free, no-obligation quote today.

Finally, join AVBOB and let them support you during life’s difficult moments. Apply Here For a FREE Quote

To get started, complete a contact form. Let us give you a free no-obligation quote today!


Reasons to Choose AVBOB

Click on the Plus + for More Information

You are in full control of how much you pay for your policy. Each person on the policy will have his or her own cover amount. You can make changes to each person’s amount until you are satisfied with the monthly cost.

One of our friendly agents will help you amend your policy until you are 100% comfortable with your funeral plan.

Get up to R50 000 cover per person and cover starts from as little as R46 p/m.

If you make use of AVBOB to arrange the funeral, you get many extra benefits over and above the pay-out. You can get benefits of up to R21 500* over and above your pay-out. Benefits include for example transport, use of hearse, mortuary costs, etc. This amount includes a free basic funeral of up to R13 303*.

To qualify for this benefit, you have to make use of the for your funeral arrangements. If you decide to take the cash only, you do not qualify for the additional benefits.


You get a 15% addition on the sum assured on the main life which, if needed, can be converted into a FREE six-month Retrenchment Benefit.

There is nothing worse than not having money available when you need it most. Get R3 000 upfront to help with initial expenses*.

This money can help with things like airtime, transport or anything else you need. You get this amount over and above your insured amount. The idea of this cash pay-out is to get you started with the burial preparations as soon as possible.


An option of a R3 000 discount on a tombstone valid for 18 months provided that the tombstone is bought at and the burial service is conducted by AVBOB Funeral Service; · or a discount of R3 000 for a cremation or aquamation service



Accidents can happen to anybody. With this amazing policy, there will be no waiting period for accidental death. You will also receive double the amount of cover if death is due to an accident.

This means that your burial policy will automatically include some form of accidental death cover. For example, if the main life has R10 000 cover, if death is due to an accident, the cover amount will increase to R20 000.


You can cover as many of your own children as you want. On this policy, you only pay for the first child; the rest get cover at no cost.

The above benefit is only for children below the age of 18. If a child is older than 18, you can still get cover under a different benefit. At the end of the day, you can cover all your children under this policy.


Everybody wants to see value for money. Get a full years’ premiums back every 5 consecutive years you do not claim.

You can use this money for anything your heart desires. This is just one of the ways insurance providers want to thank you for your loyalty.



The sooner you have access to money, the easier it will be to make burial arrangements. Most funeral providers understand the urgency of paying out claims.

Once all the claim documents are submit, pay-outs usually occur within 48 hours. It is important to submit the documents as soon as possible. Also, keep in mind that if you do not submit all your documents, there might be a delay in your pay-out.


With funeral cover, regardless of your health condition, you can still apply. No health questions or blood tests are required to join funeral insurance.

There will be a 6-month waiting period for natural causes of death. This is because the provider gives you the benefit of the doubt.

They will transport the deceased anywhere within South African borders. This is included in the free policy benefits.

This is a fantastic benefit if you want to have the burial in a specific location. It is very helpful if you cover extended family members who might live in a different province.


They offer a wide range of additional services including, catering at home or church, family cars, Inkomo, fresh flowers, etc. They will be able to arrange almost all the services you need to have a dignified burial.

With around 300 branches all over South Africa, you can rest assured there is a branch near you. You do not have to look very far to find your nearest branch. You know you will be safe, regardless of where in SA you are.



Welcome to FuneralCover ME

Why Choose AVBOB

Why Should You Use AVBOB?

Firstly, there are many great reasons why we suggest them to our clients. We have sold 1000’s of their funeral plans to date. We know for a fact that our clients are extremely pleased with their service. One of the biggest reasons we believe they are so effective is because they offer a complete solution. Remember, your beneficiary will have the option to take cash only.

Secondly, if you choose to make use of them for the service, they can arrange everything for you. The family members you leave behind will not have to struggle to organize a dignifying memorial. They are currently one of the biggest dedicated providers in SA. Above all, you can get everything from a coffin, tombstone, catering and fresh flowers directly from them.

Benefits & Discounts on a Funeral

Lastly, there are many other reasons why we love AVBOB.  For example, policyholders also get many free benefits if they use them to arrange the funeral for them. The free funeral service includes up to R21 500* in discounts. The extra payout means there can be additional funds available for your deserving family.  Keep in mind; the discounts apply to all the members on the policy. Considering the high cost of a burial, saving money is essential.

Finally, they are also one of the companies in South Africa that truly give back. Not everybody knows this, they do more for the community than most large companies. In recent times, they have helped to uplift more than 30 schools so far. They regularly sponsor libraries and help where they can. It’s the kind of pay it forward thinking we like to see in SA.

AVBOB Advantages
  • Provider with a Great Track Record

  • Affordable Options Available

  • Includes Funeral Services

  • More than 200 Offices Nationwide

  • One Stop Funeral Service Solution

  • No Medical Examinations Required

  • Accidental Death Cover is Included

  • Pay only for 1 Child, the Rest are Free

  • Up to R50 000 Cover Per Person

  • Premiums From Just R46 p/m
How Much Does it Cost?

Premiums Explained

Keep in mind, every free quote we offer is unique. There is not a single price for every policyholder. It depends on a couple of things. Firstly, the most critical factor is your age. The older you are, the more it will cost. The second most important thing is the amount of cover. You can choose from R5000 to R50 000. It’s important to note that the higher the cover levels, the higher the cost. The last thing is how many people you include. Also, you can have different cover levels for every person you add. Individual premiums allow you to amend the premium to make sure it is affordable.

When we do your free quote, we help you structure the policy to be as relevant as possible. You can get your policy from as little as just R46 p/mRead More About Premiums

Free No Obligation Quote

Most importantly, we know how to structure your policy. Your dedicated agent will do their best to help you find the right product for your needs. Once you complete a contact form, we assign an agent. This agent will be with you every step of the way. Also, you will speak to the same consultant from start to finish. We are ready to assist you today!

About Our Humble Service

FuneralCoverME is a proud initiative by InShoorâ„¢, a registered financial services provider FSP# 43216. InShoorâ„¢ was rewarded the top AVBOB broker nationally every year from 2012 to 2018. Most importantly, we help you find you affordable funeral cover quotes without any cost.

In conclusion, even if you decide to take the policy, we arrange your funeral plan at no additional cost.  Keep in mind, funeral insurance is our passion. We sign up 1000’s of satisfied new clients every year. Using our service is easy and convenient. All you need to do is complete a basic contact form. We will assign a dedicated agent to take care of all your needs. *We ensure best efforts that all content is up to date & accurate at all times.

Cost to Get A Quote
Client Satisfaction
Amount of Clients
Service Awards

Benefits Explanied


R3 000 Cash Upfront


Free Funeral up to R13 303*


Custom Catering


Cashback Benefit


Accidental Death Benefit


Retrenchment Benefit

Modern Hearse Icon

Use of Modern Hearse


Use of Cooling Facility

List of Benefits
  • Cover from R10 000 up to R50 000
  • Free basic funeral included up to R13 303*
  • No medical examinations or questions
  • Guaranteed your acceptance
  • Transportation of the deceased anywhere in SA
  • Funeral arrangements (free and optional)
  • Use of the mortuary
  • 6 Month waiting period only for natural causes
  • No waiting period for accidental death
  • Use of artificial grass around grave site
  • Free Retrenchment benefit*
  • Use of modern hearse
  • Double payout for accidental death
  • Claims paid within 48 hours*
  • Pay only for one child, the rest are free
  • Cash back after 5 year*
  • Free benefits available to all insured lives
  • Registration of Death at Home Affairs
  • R3 000 Cash upfront*
  • R3000 discount on tombstone or cremation
  • Flower arrangement on coffin
  • A personalized name plate on coffin
  • Use of a tent and chairs at grave site
  • Local phone calls to family and friends
  • Use of lowering device at the grave site
Optional Benefits
  • Arrangement for catering at home or church
  • Conduct funerals over weekends to policy holders
  • Arrangement for chairs at the grave site or church
  • Arrangement for fresh flowers at the church
  • Placement of funeral notice in your local newspaper
  • Arrangement for family cars
  •  Physical grave / cremation fees
  • Arrangement for additional house tent
  • Tombstone erected on the day of the funeral
  • Arrangement for modern hearse
Optional Benefits
  • SABS approved coffin manufactured in-house.
  • Specialised flower types and colours when designing the wreaths.
  • Metal caskets are available in various colours.
  • AVBOB one of South Africa’s leading tombstone manufacturers.
  • Multicultural products are available to suit all cultures.
People-I-Can-Cover-with-AVBOB 2018

Types of Funeral Plans Available

AVBOB-Cost-Banner - Mobile-Version 2022

Extended Family Cover

Firstly, you can protect yourself, your direct and extended family members. Also, the policyholder can include almost every member of their family. In particular, you can insure up to six extended family members under one policy. Remember, you only pay for one child; the rest will be free. You can cover your spouse, parents and even siblings. With this fantastic provider, you can include a wide range of relatives under the same policy. Each member can have a different cover amount; hence you can control the cost of the plan.

Examples of Who You Can Add

  • Brothers & Sisters
  • Grandparents
  • Uncles & Aunts
  • Cousins & Nieces. Etc.

Secondly, each person will have their own cover amount. You can chop and change amounts until you are 100% satisfied with the monthly cost. At the end of your quote, all premiums are combined into one monthly payment. AVBOB understands that there are many single income households. Therefore, they allow you to cover family members who can’t afford a policy.Read More About Extended Family Cover

Get A Policy Today

Lastly, let us help you design a plan that will give you and your family peace of mind. It’s important to know you and your family are in great hands. Don’t wait until it’s too late.


AVBOB Cashback Option

In short, with AVBOB, you can choose a cashback option. What this means is you can get money back every couple of years. Similarly, it’s almost like a basic savings plan. Remember, if you do not claim for five consecutive years, you get back a full year’s premiums. This payback is one of the many ways they want to thank you for your loyalty. For example, you can use the money for education, groceries or even that new flat screen TV.

Remember, this is one of the many benefits of using a well-established provider. Consequently, getting money back on insurance premiums is excellent. Read More About Cashback


Individual Cover

First of all, every individual must have some form of policy. Keep in mind, even if you are an individual, somebody must pay for your funeral. Making sure you plan for this event is essential. Death does not discriminate and can happen to any of us on any day.

The good news is you can always make changes to your policy later. Therefore, if you want to add a spouse or children, you can do this later. An individual funeral plan is not very expensive. It’s a great way to make sure you take care of your finances. Also, you can select your beneficiary according to your needs. Your family will be happy with your decision to be responsible. Let us help you find the best possible plan for your needs. Apply for a FREE Quote Now

Group / Employee

Group Insurance Quotes

With AVBOB, you can get a tailor-made funeral plan for various types of groups. Importantly, it does not matter if you have 10 or 10 000 members who need cover. At InSHoorâ„¢, we can assist your company in structuring a group funeral plan to fit your exact needs. The group holder can pay the full amount or a partial amount. Therefore, you can pay via stop order, or debit order. We can offer your company a free presentation. In addition, if you are satisfied, we can arrange your cover at no additional costs. Read More About Group Funeral Cover

Examples of Types of Group Cover

• Churches
• Government Departments
• Burial Societies
• Large Databases of People
• Big Corporations, etc.

If you are interested in more info, let us know. With this in mind, we can arrange a no obligation group presentation. Let us show you the value of this product. You will find this product beyond amazing, therefore, get some peace of mind today; it is the responsible thing to do. Funerals are costly; do not let your family struggle financially. Due to this, an AVBOB group funeral cover can make a deserving funeral possible.

Employee Funeral Cover

In short, we often hear horror stories of employees who do not have the funds to arrange a funeral. In this case, it is very likely that the employees will have to support each other financially to arrange a burial. Often, the employee’s family will often have to rely on financial support from the employer. Also, it might be viable to offer your employees burial cover as a group benefit. Above all, burial insurance is an incredible benefit that can enrich the lives of your employees. Importantly, it can also assist the company financially during difficult times.

Cost of Employee Burial Insurance

Remember, every employee plan is unique. To explain, it depends on the combined risk of the group. We submit the information of all the employees you want to cover. The provider will look at their ages, insurance amount, etc. Remember, the older the average age, the more it will cost. Keep in mind, this kind of insurance plan is a lot cheaper than a traditional policy. The main reason is that the risk is over many lives. Also, there are many ways you can set up the policy. Lastly, the employer can pay, or each group member can pay. Keep in mind, it does not cost an arm and a leg to join an employee funeral plan.  Read More About Employee Cover Here

Not Convinced Yet?

Let Us Give You A Call Back Today

With our extensive years of experience, we have a deep understanding of every burial policy available, enabling us to provide you with the best advice. We firmly believe that when it comes to funeral cover, there are no superior providers out there. Our product is designed to cater to every need, offering you the best combination of an excellent policy and an outstanding provider. Trusting a reliable provider means you can worry less about claims and focus on what truly matters.

Moreover, we offer a wide range of services under one roof, ensuring convenience and simplicity. In addition, you have the opportunity to receive a free funeral of up to R13,303* when you choose us.

Obtaining a free quote from AVBOB is a straightforward process. Simply complete the contact form on our website, and our friendly consultants from InSHoorâ„¢ will reach out to you. We are committed to assisting you in finding the ideal cover amount at the most affordable rate. Rest assured, if you are satisfied with your free quote, we will handle the arrangement of your cover without any additional costs.

That’s right – it does not cost you anything extra to make use of our service.


Apply for AVBOB Funeral Cover Banner. Click Here to get a Quote
From Just
Cover From
Cover Up to
Time to Settle Claims

Other Providers we Represent


Get Your Free Quote Now